Some people don't have really expensive hobbies and just want to take one nice big vacation a year, especially if their families are nearby.

You have to be frugal and if you're not a saver now, it's going to be very difficult.

People often underestimate how much money it takes to live in retirement.

I think early retirement is achievable for anyone who seriously wants to do it. It just may mean you have to cut back on how you are spending your money.